First time buyers in Wales set to benefit from energy-assessed mortgages

Wales will be the first UK country to offset mortgage lending against energy efficiency rating of new build homes in progressive legislation 

Wales will be the first country to adopt pioneering mortgage research into legislation, with first-time buyers expected to reap the benefits. From this June, all Welsh Help-To-Buy loans will be adjusted according to the energy rating of the home being purchased. This will mean that those purchasing the most energy-efficient homes may be offered a larger loan as a consequence of their smaller anticipated energy bills. The change has been implemented based on research by the LENDERS partnership which was published in July 2017.
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